Homeowner equity is near all-time highs right now as home prices have skyrocketed over the past few years. And while mortgage rates have been creeping up, they are still near low, historically speaking, making it a great time to tap that home equity for o
Oct 13, 2022 | Credit
Your credit score has a huge impact on the homebuying process. You probably already know that it will be a big factor in determining if you qualify for a mortgage loan and what type of interest rate you will be offered. However, you may not be aware that
Oct 06, 2022 | Credit
As interest rates on long-term mortgages continue to rise, buying a home at today’s record-high prices can be a challenge. However, a recent study from Zillow found that there is one thing home buyers can do to save themselves big time when it comes to mo
Sep 27, 2022 | Credit
While buying a house, your credit score is very important to securing mortgage funding. But what about after you close on the sale? How will a home loan affect your credit? The good news is that in most cases, obtaining and paying a mortgage will actually
Aug 30, 2022 | Credit
You probably already know that mortgage lenders will pull a record of your credit history when you apply for a home loan. You may also know that there are several versions of your credit score for your lender to choose from. What you probably do not know
Jul 14, 2022 | Credit
There are scams out there for everything, and obtaining a mortgage is no exception. While home buying and ownership is typically a source of pride and happiness, unscrupulous individuals are always coming up with schemes to con you out of your hard-earned
May 24, 2022 | Credit